If you get the urge to borrow,
you should reconsider, for to borrow may cause grief
It’s better to earn than borrow,
better even to burn than to borrow… or to thieve
If you’ve gotten the yen to spend a dollar
Better find a good job, poor slob, I say…
To borrow, to borrow will bite you tomorrow,
cause you’re gonna have to pay
To borrow, to borrow will bring you to sorrow,
it’s certainly not okay

It starts a bad trend to borrow,
overspendings sure to bring great sorrow to your heart
Don’t overextend and borrow,
save a bit and leave some for tomorrow, it’s just smart
So commit to spend less, invest, earn interest
Never borrow a dime, in time, you’ll see
To borrow, to borrow will bite you tomorrow,
cause you’re gonna have to pay
To borrow, to borrow will bring you to sorrow,
it’s certainly not okay